Affiliate Disclosure: This is an independent review site. We may earn referral fees from companies featured on this page. This does not affect our editorial ratings. Rankings are based on BBB rating, fee transparency, minimum investment, and customer service.
Sandra Kelley, CFA®IRA-Approved Precious Metals Specialist
Sandra holds the CFA® designation (CFA Institute, 2011) and has spent 14 years analyzing self-directed IRA structures and IRS-eligible precious metals. She has personally reviewed custodian fee schedules, storage agreements, and buyback policies for 23 gold IRA companies since 2018. Verify CFA credential.
Methodology: Companies scored on: BBB complaint resolution rate (30%), published fee transparency (25%), minimum investment accessibility (20%), custodian/depository relationships (15%), verified third-party review aggregate (10%).
Last editorial review: April 2026. Last IRS regulation check: April 2026. Sources: IRS Pub 590-B, IRC §408(m)(3), World Gold Council, SEC.gov, FINRA.org
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Best Rollover 2026

Goldco Review 2026

Goldco is a top-three gold IRA provider in 2026 with a $10,000 minimum, BBB A+ rating, 4.8/5 Trustpilot score, and a 10% silver-bonus promotion on qualifying first-year accounts. Founded in 2006, Goldco emphasizes its buyback guarantee and serves mid-tier retirement rollovers nationwide.

½
4.8/5

Best for Gold IRA Rollovers

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Overall Rating
4.8/5
Minimum Investment
$25,000
BBB Rating
A+
Years in Business
15+

Goldco is a leading precious metals company specializing in gold and silver IRA rollovers. With over $2 billion in protected assets and thousands of satisfied clients, Goldco makes the rollover process simple and stress-free.

Pros

  • Lower minimum than Augusta
  • Excellent rollover support
  • Free silver promotion
  • Strong buyback program
  • A+ BBB rating

Cons

  • Annual fees can be higher
  • Fewer educational resources than Augusta

Key Features

  • Specializes in 401(k) rollovers
  • Up to $10,000 in free silver
  • Qualified financial advisors
  • Buy-back guarantee
  • Multiple IRS-approved metals

Fee Structure

Fee TypeAmount
Setup fee $50
Annual fee $175-225
Storage fee $100/year
Wire transfer $30

Ready to Invest with Goldco?

Request your free gold IRA information kit to get started. No obligation required.

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How to Get Started

  1. 1

    Request Your Free Information Kit

    Contact Goldco to receive your free investor kit, which includes a guide to gold IRAs, fee schedule, and current metal pricing.

  2. 2

    Speak with a Specialist

    A precious metals specialist will walk you through your options and answer any questions about gold IRA investing.

  3. 3

    Open Your Self-Directed IRA

    Complete the paperwork to open your SDIRA account with an IRS-approved custodian that Goldco works with.

  4. 4

    Fund Your Account

    Transfer funds from an existing IRA, rollover a 401(k), or make a cash contribution to fund your new account.

  5. 5

    Select Your Metals & Arrange Storage

    Choose from IRS-approved gold coins and bars. Your metals will be securely stored in an IRS-approved depository.

Customer Reviews

Frequently Asked Questions

Yes, Goldco is a legitimate precious metals company with a A+ rating from the Better Business Bureau and has been in business for 15+ years. They are a well-established company with thousands of satisfied customers.
The minimum investment for Goldco is $25,000. This covers the initial purchase of IRS-approved gold coins or bars for your self-directed IRA.
Yes, Goldco offers a buyback program for the precious metals they sell. Contact them directly for current buyback pricing and procedures.
Opening a gold IRA with Goldco typically takes 1-3 business days for paperwork. A 401(k) or IRA rollover can take 2-4 weeks to complete, depending on your current custodian's processing time.
Goldco works with IRS-approved depositories to store your precious metals. These are secure, insured facilities that meet all federal requirements for IRA metal storage. You cannot store IRA gold at home.

Our Verdict: Goldco

Goldco is a leading precious metals company specializing in gold and silver IRA rollovers. With over $2 billion in protected assets and thousands of satisfied clients, Goldco makes the rollover process simple and stress-free.

½
4.8 / 5.0
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